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NIB Health Insurance Review

Note: Views expressed in this review are not the opinion of Insurance Fort. It is a summary of multiple reviews collected from community-review websites posted by consumers. Please read our Disclaimer for more information.

Insurance Review: NIB Insurance Reviewed by Insurance Fort

Rating: 5/5 on

Insurance Company Description: NIB is an Australian insurance company that has been growing fast since its establishment over 50 years ago. NIB provides affordable health and medical covers for almost one million people in Australia, and recently became the first Australian health fund to demutualise and be listed on the Australian Securities Exchange. NIB's main goal is to help Australians pay for their healthcare in times when needed.

Covers: Health insurance, over 55s insurance, life insurance, travel insurance

Pros: An important advantage that NIB offers is having all their great prices listed on their website in easy to read fonts that will not confuse readers. Unlike other insurance providers that hide the price until the moment before payment, NIB has been seen by a lot of people to be honest and professional with their work by making everything obvious and clear.

A basic cover/insurance can start from as low as $12 a week, which is less than $2 a day. The coverage in this plan includes many essential needs such as hospital, ambulance, dental, optical and physio covers. Almost anyone, no matter how low their income may be would be able to afford at least the basic health insurance.

Depending on the cover you choose, many customers have praised NIB for being able to get up to 75% of the cost back on Extras every time a claim was made. After some calculation, it can easily add up to a saving of a few hundred dollars.

As being a trusted and famous health provider, over 400 private hospitals can be accessed by policyholders if they ever require medical assistance. These hospitals can include some of the top names in the country.

To top it all, if you are not satisfied with your policy, there is a 30 day money back guarantee. So genuine speaking, there are no risks involved for joining NIB.

Overall: NIB is a famous and trusted insurance company for many people that are concerned about their health. With so many plans and services to choose from, customers can be sure that they will find something to fit their budget.

Before making the final decision to purchase a policy or premium, make sure you have read through the Product of Disclosure Statement. If there are anything you don't understand, make sure you call up a representative and ask them questions.

Insurance Fort believes that NIB is an insurance company worth purchasing insurance from.

Contact Information

Website Address: Visit Website

Phone Number: 13 14 63

Email Address: N/A

NIB Health Funds
Locked Bag 2010
NSW 2300

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Insurance Reviews

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Pros: They offered great extras that I could choose for my policy. The quotes itself for the original policy was cheap, which made me very happy. Claiming is good too.

Cons: Service can be horrible. But anyways, I\'m sure there are some good staffs lying around there somewhere.

Overall: The premium that I have been paying so far for the last few months ahve been very good, and very affordable for the budget that I am currently living on. I am expeting to be with them for a bit longer than first expected.



Pros: Great people to do business with, cheap plans and excellent business structure.

Cons: The business can get a bit slow, and I could tell that the perosn I was speaking to didn\'t know what she was doing. Probally just a trainee.

Overall: I have been with NIB for quite some time now and I just made a claim because there was an accident in my house. I called up NIB, told them the situation I was in and they quickly provided me with a claim and hosptial cover.