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Personal Insurance

Insurance comes in different types with their own different usages. There are some insurance policies and premiums that only covers business related damages and not personal injuries. This is why before signing for any insurance service to first be aware of what the potential candidate is. If you are seeking something to protect yourself, including your house, car, income or life, getting a personal life insurance is the best option to take.

There is no actual insurance subcategory known as personal insurance but the typical insurance types that can fall into this genre include:

Life insurance (Death Cover)

Life insurance companies intend to offer help to families that have experienced the loss of a loved one and be freed from worrying about the expenses like funeral and other procedures. If you truly care for your family and hope to reduce any difficulties when you or someone in your family passes away, it would be a wise choice to buy life insurance online.

Total and Permanent Disability (TPD)

TPD insurance tends to cover a person for a lifetime once accidents, such as broken legs, arms, etc. injures the policy holder. Because of such damages, the person must be unable to work or move on their own.

Trauma (Critical Illness)

Trauma insurance, also known as Recovery insurance, aims to provide the policy holder a lump of sum if the person is under a serious medical condition or procedure. Diseases and sicknesses that can be included are heart attacks, strokes and cancer. The objective of having this insurance is to minimise debt or to have a permanent life change such as to reduce working hours.

Income Protection (Salary Continuance)

Income Protection insurance will pay for the salary if the person is in a difficult medical condition and is unable to work. There are however, a lot of limit to what can be paid that differs from insurance firms to firms.

Insurance Companies

Personal Insurance Companies

Here is a list of all (but not limited to) the life (personal) companies that offer Personal Insurance plans, packages, premiums and/or services.

1Cover Personal Insurance
1Cover is a cheap and simple insurance company. It seems that if your lost is small, such as a small illness or injury, their payments are sent to you fast and easy. However if it is something ...

CommInsure Personal Insurance
CommInsure, as a group of the Commonwealth Bank Group, has proven to be trustable and reliable. Many have reported about the process in which claims are handled with compliments ...

GIO Personal Insurance
GIO Insurance has their ups and downs. It seems that before they send your claims for your damages, they will undergo many investigations to justify that it was out of your control to prevent it. Their requirements may be a bit silly at times. There are a high percentage of reported customers that their claims were denied, but others had experienced some fuss-less smooth transactions ...

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Posted 2297 days ago
It depends on your age. My step-son at 19 has a 1997 Dodge Truck and his rcusianne costs me $ 140 a month.This is with all of my discounts. I have 2 homes and 3 vehicles and 2 boats listed under my policy.His rcusianne is liability only. My wife and I both drive 4WD vehicles and have full coverage, my rcusianne personally is $ 57 a month and my wifes is $ 62 per month.If you are paying $ 100 a month for rcusianne that sounds pretty good. You might call geico and see if you can get a rate quote and get your own rcusianne. I know that my son at 19 was quoted $ 300 a month for his own policy liability only.Good Luck. Stay on your folks rcusianne as long as you can. $ 100 and (I am guessing) you are probably about my sons age. You got it good brother. Hang with it til you turn 26. That is when premiums typically drop for males.