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CTP Insurance

By law, every motorist in Australia that wants to drive their vehicle must be holding a CTP insurance. This is to ensure that the driver and or the owner of the vehicle are protected from damages in the cases of accidents, as well as any injuries done to them or someone else.

In New South Wales, a CTP can also be referred to as a Green Sleep and must be obtained before a car can undergo registration. There are many CTP insurance providers in Australia but their policies and what is claimable can vary among each company. For example, some policies may not provide coverage for personal injury done at the driver's fault. CTP insurance is organised by the Motor Accidents Authority, also known as MAA.

The MAA had recently made some changes to what a Green Slip can cover. A new scheme known as Lifetime Care and Support Scheme are included on all Green Slips to all children under the age of 16 year old. The claims for such injuries will be covered no matter who fault it was that caused the accident.

Above all insurance, CTP insurance is a must for all drivers.




Insurance Companies

CTP Insurance Companies

Here is a list of all (but not limited to) the CTP companies that offer CTP green slip insurance plans, packages, premiums and/or services.

AAMI CTP Insurance
AAMI insurance is a big company and would be impossible for them to pay for every claim and repair every damage. With the length of the company?s life and number of complains, it is pretty decent. Only a handful ever goes through a nightmare, and smaller amounts have that nightmare turn into a reality ...

GIO CTP Insurance
GIO Insurance has their ups and downs. It seems that before they send your claims for your damages, they will undergo many investigations to justify that it was out of your control to prevent it. Their requirements may be a bit silly at times. There are a high percentage of reported customers that their claims were denied, but others had experienced some fuss-less smooth transactions ...

QBE CTP Insurance
QBE is a well known insurance company for offering cheap and competitive quotes for all their insurance premiums and policies. It is a reasonable company that insures most assets ...



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Posted 890 days ago
You could keep it separate, but you wudlon\'t want to.Married drivers are better risks and get better rates when the policies are combined.Keeping them separate introduces a coordination of coverage element that brings unnecessary confusion if there were an accident with both of them present.
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Posted 1078 days ago
I am so fed up with being ripped off with CTP INsurance. Just because it's compulsory doesnt mean I have to pay a forutne for them!