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Accident Life Insurance

Do you know what is the difference between Accident Life Insurance and Regular Life Insurance? If both of them are Insurance product which covers the life of insurer, then what is the distinction? Accident Life Insurance is superior to Regular life Insurance. The accident life insurance will also demand a higher premium in comparison to the regular life insurance.

Although the premium amount of accident life insurance costs more, it has immense benefit. On occurrence of an accident or on event of death, the payout is much more than the payout of Regular Life Insurance and along with it; if the insurer gets partially disability he also gets the coverage and receive proportionate payout.

Accident Life Insurance can be bought on temporary basis whereas Regular Life Insurance cannot be offered in such way. Someone who is involved in some risk oriented activities for temporary basis like travelling should prefer the plan to have an Accident Life Insurance as it would cover all their risk.

People who regularly moves outward on road, air and water, are also prone to risk as to accidents, hence it is quite advisable to have a cover of Accident Life Insurance. Accident Life Insurance is the most popular Insurance product of Insurance companiesí as it gives proper value to its client as well as the Insurer.

By browsing this website, you will find many insurance companies that will provide the insurance for your needs. Many of them are currently having great discounts and offers.

Insurance Companies

Accident Life Insurance Companies

Here is a list of all (but not limited to) the life insurance companies that offer Accident Life insurance plans, packages, premiums and/or services.

1Cover Accident Life Insurance
1Cover is a cheap and simple insurance company. It seems that if your lost is small, such as a small illness or injury, their payments are sent to you fast and easy. However if it is something ...

CommInsure Accident Life Insurance
CommInsure, as a group of the Commonwealth Bank Group, has proven to be trustable and reliable. Many have reported about the process in which claims are handled with compliments ...

GIO Accident Life Insurance
GIO Insurance has their ups and downs. It seems that before they send your claims for your damages, they will undergo many investigations to justify that it was out of your control to prevent it. Their requirements may be a bit silly at times. There are a high percentage of reported customers that their claims were denied, but others had experienced some fuss-less smooth transactions ...

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Posted 2178 days ago
Insurance is based off the law of large #\'s. Everyone puts in some money for the few people that may place a claim. I unteasdrnd you may have a great driving record and don\'t plan to have an accident. But that\'s the meaning of an accident, no one plans to have one. I am in the United States so I am not sure if the UK operates the same way, but here its illegal to drive without insurance. If your parents are alive I don\'t think they would want to risk their house. But if you own your parents house why don\'t you see about getting a loan against the house to help with the insurance bills. As a side note there are insurance companies that do pay dividends if they made a profit, but none that i have ever heard of would refund you back a set amount if you were accident free.
Posted 2488 days ago
Im very intersted in such accident life insurance because ive heard in many reports that they were able to save lives. Can someone confirm to me how they work?